Standard CD Rates & Terms

Minimum Balance to Open: $1,000

For balances of $1,000 – $250,000.00

Term Interest Rate Annual Percentage Yield
30 Days 4.100% 4.178%
60 Days 4.200% 4.282%
90 Days 4.300% 4.386%
6 Months 4.400% 4.490%
9 Months 4.500% 4.594%
12 Months 4.550% 4.646%
24 Months 4.700% 4.803%
36 Months 4.800% 4.907%

Jumbo Certificates of Deposit

For balances over $250,000

Term Interest Rate Annual Percentage Yield
30 Days 4.150% 4.230%
60 Days 4.250% 4.334%
90 Days 4.350% 4.438%
6 Months 4.450% 4.542%
9 Months 4.550% 4.646%
12 Months 4.600% 4.698%
24 Months 4.750% 4.855%
36 Months 4.850% 4.959%

Interest Payment Options

Compound monthly into principal, credit to a GCB checking/savings account, or receive monthly by check.

Renewal Policy

Auto-renews at the rate in effect on the renewal date. 10-day grace period to make changes or withdraw without penalty.

How to Open

Visit any GCB branch or call a banker. Minimum $1,000 standard / $250,000 jumbo. Valid ID and funding account required.